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Category: Market Update
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The Power of Homeownership: Generational Wealth Explained
Categories: Market Update
As a mortgage professional who’s helped families for over two decades, I’ve seen one truth stand out again and again: homeownership is the foundation of…
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Federal Reserve’s first rate cut of 2025
Categories: Market Update
Mortgage rates have eased slightly in recent weeks following the Federal Reserve’s first rate cut of 2025Market Snapshot UpdateSo while rates are still elevated compared…
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Understanding Home Appreciation (and Why It Benefits Buyers)
Categories: Market Update
As a first-time homebuyer, you may hear real estate professionals talk about home appreciation. But what does that really mean—and why should you care? At…
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Market Snapshot Rates September 11 2025
Recent data indicates mortgage rates have dropped modestly, offering a little relief for both buyers and homeowners who might refinance. Key figures: These declines appear…
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Should You Pay Off Your Mortgage Early? Pros and Cons
Categories: Market Update
As a mortgage professional with Freedom Choice Lending, one of the most common questions I hear from homeowners is: “Should I pay off my mortgage…
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Building Equity: Why Buying a Home Is the Fastest Path to Wealth
Categories: Market Update
By David Delgado – Mortgage Professional, Freedom Choice Lending When most people think about wealth, they think about stocks, retirement accounts, or even starting a…
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Local Rent & Home Value Trends
Categories: Market Update
Rent vs buy scenario Rent Scenario (10-Year Projection) Assuming $3,300/month starting rent, growing at 3% per year: Year Rent Estimate 1 $3,300 2 $3,399 5…
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Get Approved in 15 Minutes — Even on the Weekends!
Categories: Market Update
In today’s fast-paced real estate market, timing is everything. Whether you’re eyeing your dream home or competing in a mWhy Fast Initial Approval Gives You…