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Author: David Delgado
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Should You Buy Now or Wait for Rates to Drop?
Categories: Market Update
By David Delgado | Freedom Choice Lending 🤔 The Big Question Every Buyer Is Asking If you’ve been watching mortgage rates lately, you’re not alone.…
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Why Continuous Training is the Realtor’s Competitive Edge
Categories: Real Estate Agents Tips
By David Delgado, Freedom Choice Lending In today’s market, the real estate game isn’t slowing down — it’s evolving. Technology is changing how clients find…
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What First-Time Buyers Should Know About New Construction Homes
Categories: Market Update
By David Delgado | Freedom Choice Lending Buying your first home is exciting — and when you start exploring brand-new construction homes, the idea of…
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Down Payment Assistance Programs
Categories: Market Update
Make Homeownership Possible — Even With Little or No Money Down At Freedom Choice Lending, we believe that your financial situation shouldn’t hold you back…
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The Power of Daily Habits in Real Estate Success
Categories: Real Estate Agents Tips
Success in real estate doesn’t happen overnight.It’s not luck.It’s not the market.And it’s definitely not “who you know.” It’s what you do—every single day—that separates top…
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Introducing the 2026 Dream For All Shared Appreciation Grant Program
Categories: Market Update
By David Delgado, Freedom Choice Lending Homeownership is the foundation for building wealth, stability, and legacy. Yet in California, soaring home prices and steep down…
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How Local Job Growth Impacts Home Prices in California
Categories: Market Update
By David Delgado, Freedom Choice Lending When it comes to understanding California’s housing market, most buyers focus on interest rates and home inventory. But there’s…
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How to Stay Motivated When Deals Fall Apart (Even When It Feels Impossible)
Categories: Real Estate Agents Tips
When a Deal Falls Apart, It Feels Personal — Because It Is If you’ve been in real estate for more than a few months, you’ve…
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Mortgage Market Update – October 9, 2025
Categories: Market Update
Current Rate Environment (as of early October 2025) In short: we’re seeing modest relief from some of the pressure earlier in the year, though rates…
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Why Inventory Levels Matter to First-Time Buyers
Categories: Market Update
By David Delgado, Mortgage Professional with Freedom Choice Lending If you’re a first-time home buyer, you’ve probably heard a lot of talk about housing inventory.…