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Turn Your Home Equity Into Lifelong Financial Freedom
At Freedom Choice Lending, we believe retirement should be about enjoying life — not worrying about monthly mortgage payments. Our Reverse Mortgage Programs are designed to help homeowners aged 62 and older access the equity they’ve built in their homes — without giving up ownership or moving out.
What Is a Reverse Mortgage?
A Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HECM), allows you to convert part of your home’s equity into cash — tax-free — while continuing to live in your home. Unlike a traditional mortgage, you don’t make monthly payments. Instead, the loan balance is repaid when you sell the home, move out permanently, or pass away.
Benefits of a Reverse Mortgage
- No Monthly Mortgage Payments – Keep your home and free up cash flow.
- Access Tax-Free Cash – Receive funds as a lump sum, monthly income, or line of credit.
- Stay in Your Home – Maintain ownership and continue living where you’re comfortable.
- Flexible Options – Tailor the program to meet your financial and lifestyle goals.
- Federally Insured (HECM) – Backed by the FHA for your peace of mind.
How You Can Use the Funds
Your home equity can work for you in retirement. Here’s how many of our clients use their reverse mortgage funds:
- Supplement retirement income
- Cover medical or long-term care expenses
- Eliminate existing mortgage payments
- Finance home improvements or repairs
- Build a financial cushion for future needs
Who Qualifies?
To qualify for a Reverse Mortgage, you must:
- Be 62 years or older
- Own your home (single-family, condo, or FHA-approved property)
- Live in the home as your primary residence
- Have sufficient home equity
Protecting Your Legacy
You and your heirs remain protected. The loan is non-recourse, meaning you’ll never owe more than your home’s value when it’s sold. Any remaining equity after repayment goes directly to your heirs.
💬 Example Scenario
Imagine you own your home outright, valued at $750,000. A Reverse Mortgage could allow you to access up to 50-60% of your equity — that’s over $350,000 in available funds — without monthly mortgage payments.
Freedom Choice Lending Advantage
When you work with Freedom Choice Lending, you’re not just getting a loan — you’re gaining a partner who understands your goals.
- Expert Reverse Mortgage Specialists
- Transparent and personalized loan guidance
- Step-by-step support from consultation to closing
- Family-centered planning to protect your home and legacy
Ready to Learn More?
Discover how a Reverse Mortgage can help you live with more freedom, flexibility, and financial confidence.
Schedule a Free Consultation Today
Call 1 888-347-6217 to connect with a Reverse Mortgage Specialist at Freedom Choice Lending.
Freedom Choice Lending — Your Home. Your Freedom. Your Choice.
Direct Line (562) 281-6163
Main Office (866) 587-6927
David Delgado – NMLS #349079
Presiden/CEO
Freedom Choice Lending
NMLS #1998153
Fast Approvals call (562) 281-6163
No Money Down Payment Programs
Reverse Mortgages
FHA
Jumbo
Conventional Elite (Easy to qualify)
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Bank Statements, P&L Only , No Income No Tax Returns
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