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Author: David Delgado
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The Mortgage Market as of September 25, 2025
Categories: Market Update
Current Rates Snapshot So, rates remain elevated compared to the low-rate era of the past decade, but have softened a bit from peaks earlier in…
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The Power of Homeownership: Generational Wealth Explained
Categories: Market Update
As a mortgage professional who’s helped families for over two decades, I’ve seen one truth stand out again and again: homeownership is the foundation of…
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Time Management for Realtors: How to Take Back Your Calendar
Categories: Real Estate Agents Tips
As real estate professionals, you wear many hats—marketers, negotiators, problem solvers, and sometimes even therapists. With so many roles, it’s no wonder most Realtors feel…
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Federal Reserve’s first rate cut of 2025
Categories: Market Update
Mortgage rates have eased slightly in recent weeks following the Federal Reserve’s first rate cut of 2025Market Snapshot UpdateSo while rates are still elevated compared…
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Understanding Home Appreciation (and Why It Benefits Buyers)
Categories: Market Update
As a first-time homebuyer, you may hear real estate professionals talk about home appreciation. But what does that really mean—and why should you care? At…
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The Mindset Shift That Turns Realtors into Million-Dollar Producers
Categories: Real Estate Agents Tips
By David Delgado, Mortgage Professional at Freedom Choice Lending Success in real estate isn’t just about lead generation, scripts, or even market knowledge — although…
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Market Snapshot Rates September 11 2025
Recent data indicates mortgage rates have dropped modestly, offering a little relief for both buyers and homeowners who might refinance. Key figures: These declines appear…
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Should You Pay Off Your Mortgage Early? Pros and Cons
Categories: Market Update
As a mortgage professional with Freedom Choice Lending, one of the most common questions I hear from homeowners is: “Should I pay off my mortgage…
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Building an Ecosystem: How Your CRM Can Nurture Clients for Years
Categories: Real Estate Agents Tips
As real estate professionals, we all know the thrill of closing a deal. But here’s the truth most agents overlook: the real gold isn’t just in…
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Building Equity: Why Buying a Home Is the Fastest Path to Wealth
Categories: Market Update
By David Delgado – Mortgage Professional, Freedom Choice Lending When most people think about wealth, they think about stocks, retirement accounts, or even starting a…